Walker Insurance

Insurance Built for Dog Walkers

You are responsible for other people's dogs in public spaces every day. The right insurance protects you, the dogs, and your business.

Why You Need It

Essential Cover for Dog Walkers

Public Liability

Covers you if a dog in your care causes injury to a member of the public or damages property. Walking multiple dogs in parks and public spaces makes this essential.

Care, Custody & Control

Covers you if a dog is injured, lost, or dies whilst in your care. Without this, you are personally liable for vet bills and compensation claims from the owner.

Personal Accident

Dog walking is physically demanding. Personal accident cover protects your income if you are injured on the job and cannot work — whether you trip on a trail or a dog pulls you over.

Our Pick

Recommended Insurance Provider

[Partner Name]

Specialist pet business insurance

We have partnered with [Partner Name] because they specialise in cover for professional dog walkers. Their policies account for the unique risks of managing multiple dogs in outdoor environments.

Up to £10m public liability

Care, custody & control included

Personal accident cover

Covers solo walkers and walking companies

Policies from approximately £X.XX per month. Exact pricing depends on your cover level and pack sizes.

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Buyer's Guide

What to Look for in Walker Insurance

Check the maximum number of dogs covered

Some policies limit the number of dogs you can walk at once. Make sure the policy covers your maximum pack size, especially if you walk groups of 6 or more.

Verify off-lead cover

Many walkers let dogs off lead in appropriate areas. Check that your policy covers incidents that occur when dogs are off lead, not just on lead.

Ask about vehicle cover

If you transport dogs in your vehicle, standard motor insurance will not cover damage caused by or to pets. You need specific cover for transporting animals.

Consider key cover

Many walkers hold keys to clients' homes. Key cover protects you if keys are lost or stolen, covering the cost of replacing locks and keys.

Common Questions

Walker Insurance FAQ

What if a dog I am walking bites someone?

Your public liability insurance covers claims from third parties who are injured by a dog in your care. This is one of the most common claims for dog walkers and exactly why public liability is non-negotiable.

Am I covered if a dog runs away during a walk?

Care, custody, and control cover includes loss of a pet. This would cover search costs and any compensation the owner claims. Always check that your policy includes this cover and note any exclusions around off-lead walking.

Do I need insurance if I only walk one dog at a time?

Yes. Even walking a single dog carries risk. The dog could injure someone, damage property, or be injured itself. Insurance protects you regardless of how many dogs you walk.

Already insured? Make sure the rest of your business is covered too.

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