Sitter Insurance

Insurance Designed for Pet Sitters

Pets staying in your home or you staying in theirs — either way, you need the right cover to protect everyone involved.

Why You Need It

Essential Cover for Pet Sitters

Public Liability

Covers claims from third parties injured or with property damaged due to your pet sitting activities. Essential whether you sit at your home or the client's.

Care, Custody & Control

Covers vet bills and compensation if a pet is injured, falls ill, or escapes whilst in your care. Pets are in your charge for extended periods, making this critical.

Home Contents Extension

If pets stay in your home, standard home insurance will not cover damage they cause. A home contents extension protects your furniture, carpets, and property from pet-related damage.

Our Pick

Recommended Insurance Provider

[Partner Name]

Specialist pet business insurance

We have partnered with [Partner Name] because they understand the unique challenges of professional pet sitting. Their policies cover overnight stays, multi-pet households, and home-based boarding.

Up to £10m public liability

Care, custody & control included

Home contents extension available

Covers overnight and daycare sitting

Policies from approximately £X.XX per month. Exact pricing depends on your cover level and the number of pets you sit for.

Get a Quote

Buyer's Guide

What to Look for in Sitter Insurance

Check overnight stay cover

Not all pet sitting policies cover overnight stays. If you offer boarding or overnight sitting — whether at your home or the client's — make sure this is explicitly included.

Verify multi-pet cover

If you sit for multiple pets at once, check that your policy covers all animals simultaneously. Some policies cap the number of pets in your care at any one time.

Ask about client property cover

If you sit at clients' homes, you may need cover for accidental damage to their property. A pet knocking over a vase is one thing, but you want to be protected just in case.

Consider key holder insurance

Pet sitters often hold keys to clients' homes. Key holder cover protects you against the cost of replacing locks and keys if they are lost, stolen, or damaged.

Check if exotic pets are covered

If you sit for more than just dogs and cats — rabbits, reptiles, birds — ensure your policy covers all species you work with. Some policies only cover domestic pets.

Common Questions

Sitter Insurance FAQ

Does my home insurance cover pet sitting?

Almost certainly not. Standard home insurance excludes business activities. If you are running a pet sitting business from your home, you need dedicated pet sitter insurance that covers the specific risks involved.

What if a pet I am looking after needs emergency vet treatment?

Your care, custody, and control cover handles vet bills for pets that become ill or are injured whilst in your care. This gives you peace of mind to act quickly in an emergency without worrying about who pays.

Do I need a licence to pet sit in the UK?

If you board animals in your home, you typically need an animal boarding licence from your local council. Visiting clients' homes to pet sit may not require a licence, but regulations vary by council. Either way, insurance is strongly recommended.

Already insured? Make sure the rest of your business is covered too.

Explore Sitter Platform